March Chat Part 5

[inu-kijo 0]

yeah Frannie, i just got it back Friday, not enough to cover any of the cost though.
And Dawn I am too young and my credit isnt good enough to get a loan that would help any at all.... : /

Bg, I am so sorry you are feeling cruddy hunny!!!!!

[Frannie 0]

time to go feed the nicotine receptors... back in a few

[Zoonie 0]

Hi BG, keep up your fluid intake and flush those bugs out!

Mmm, what to do?

1. consider how much money you could sell the car for in its current condition -v- how much you owe on the outstanding payments

2. consider how much it will cost to fix, and whether or not its going to be worth doing, or, is something else likely to happen to it - in which case it'd be throwing good money after bad

3. look into re-financing...
like Dawn, I don't know about how it works over there, but here, for people on very low incomes, social services can sometimes organise 'crisis loans' to help tide people over bad times.



Kijo, do you think it's worth repairing this car? or would you be better off selling it for what you can get for it?

(once you decide that, then we have to work out how you afford what you need to do)

[Toulouse 0]

inu-kijo wrote:

yeah Frannie, i just got it back Friday, not enough to cover any of the cost though.
And Dawn I am too young and my credit isnt good enough to get a loan that would help any at all.... : /

Bg, I am so sorry you are feeling cruddy hunny!!!!!

It's just a cold, I think that the things you have to go through now are much much worse...

[inu-kijo 0]

even if I sell it for what its worth...... not running I could only get 500 dollars prolly.

the kelly blue book for my car running is 1500 dollars.
(have a 99 toyota corolla....)

So I would still end up owing way too much money....... I am thinking the ONLY choice I have is to fix it. That just puts me out of any money I would have extra for the next month and a half, and seeing the specialist is out the window.

[Toulouse 0]

Will do Mommy Z!
and a lot of lemon tea and honey, because I have a sore throat and a funny voice

(love the 'flush those bugs out' )

[inu-kijo 0]

I always like how my voice sounds when I have a cold. : D

[Toulouse 0]

Lol, I usually do too, but now it's all scratchy... like I smoked a lot or something... when I have a cold, I usually speak through my nose (not sure if that makes sense?)

[inu-kijo 0]

eh, dont like nasally nose talking......

anyways, I need to pack up, I got a little bit of a trek to make it home.

[bogie 0]

Hi all

[DawnyDawn 0]

Sorry peeps, gotta run, nice to see you all.

Kijo I hope you find a plan hun,.

BG stay well

Everyone have a great day I'll try and come back later

[Toulouse 0]

that's because you never heard me talk then Kijo ! : D

[Wish Fairy 0]

posting an egg ...........

hello by the way

[Zoonie 0]

inu-kijo wrote:

even if I sell it for what its worth...... not running I could only get 500 dollars prolly.

the kelly blue book for my car running is 1500 dollars.
(have a 99 toyota corolla....)

So I would still end up owing way too much money....... I am thinking the ONLY choice I have is to fix it. That just puts me out of any money I would have extra for the next month and a half, and seeing the specialist is out the window.

Did you get a fixed price to mend it? Is it less than $1000?

How about your employer? would they advance a loan and take payments out of your wages? (give you a bit longer to spread the cost) or the garage would they take a payment plan?

(am just wracking my brains for useful ideas, or at least to rule out ideas)

Toulouse wrote:

Will do Mommy Z!
and a lot of lemon tea and honey, because I have a sore throat and a funny voice

(love the 'flush those bugs out' )

good girl - I quite like my voice when it goes husky too, but not the soreness or nose troubles.

[cogsy 0]

Bye Dawn, Hi Wish

[Wish Fairy 0]

Hey Marie - how's it going ?

[Toulouse 0]

Zoonie wrote:

good girl - I quite like my voice when it goes husky too, but not the soreness or nose troubles.

I like it when... how to explain this, when you're getting better. First days I sound really bad, you can't hear the difference between b's and d's anymore, but when I get better after, I like my voice, probably because my ears have been stuffed for days or something : D. Now I try to avoid talking (hard when you're me) because of the scratchiness.

----
LOL!!!
I like this smiley (just glared at them)

[Frannie 0]

hey there Wish and Boogie! sorry I was away when you got here1

[cogsy 0]

Wish Fairy wrote:

Hey Marie - how's it going ?

good thanks, struggling with the diet, just about managing to stay within the target zone. Hoe about you?

Hi Boogs

[bogie 0]

Sorry came then vanished.

Hi Kijo (if i have not missed you already)

BG, Wish, Me loon, Frannie & Marie how are you all today?

Hope I did not miss anyone

[Wish Fairy 0]

Frannie wrote:

hey there Wish and Boogie! sorry I was away when you got here1

hiya frannie

cogsy wrote:

Wish Fairy wrote:

Hey Marie - how's it going ?

good thanks, struggling with the diet, just about managing to stay within the target zone. Hoe about you?

mmm me too struggling ...had a couple of little gains lately - not good

[Frannie 0]

I got a short note from Jenny yesterday (Wllness/Chipster) The wedding is two months from yesterday. She is happy, well and busy and says hello to everyone

[Zoonie 0]

Wish Fairy wrote:

posting an egg ...........

hello by the way

AAAAAagh!!!!

I ran to get it, and it was one of the two I'm missing - but it said they'd all gone ... it just can't be true.
Zoonie has about 7 green ones with clover on them, but can he find those two he needs?!


Hiya Boogaloo - not bad thanks, you?

[Zoonie 0]

Frannie wrote:

I got a short note from Jenny yesterday (Wllness/Chipster) The wedding is two months from yesterday. She is happy, well and busy and says hello to everyone

Aaaw I bet she's getting really excited now.


I had a note from Novia, who is a fabulous support to the Gift Registry, she says her account's very cash rich and I'm to let her know if anyone wants something they can't afford, as she would absolutely LOVE to help out

[Frannie 0]

putting up an egg from Zubok... run run!

[cogsy 0]

Wish Fairy wrote:

Frannie wrote:

hey there Wish and Boogie! sorry I was away when you got here1

hiya frannie

cogsy wrote:

Wish Fairy wrote:

Hey Marie - how's it going ?

good thanks, struggling with the diet, just about managing to stay within the target zone. Hoe about you?

mmm me too struggling ...had a couple of little gains lately - not good

It is so hard to get back on track, not been that good since Christmas, too many birthdays and things getting in the way (making excuses here) Now the weather is a bit better will try to get out walking and cycling more (hopefully)

[Toulouse 0]

Gill, I just published an egg - I think with the option so only you can see it!

[Wish Fairy 0]

Aww Gill - that's ridiculous.....
Hi everyone else.

Gosh Frannie I was thinking about Jenny only the other day ...

brb (off in search of Hideeni for Gill)

[bogie 0]

Frannie wrote:

Ya'll know what to do.....

will let the experts do the graphics.... in the meantime...enjoy this one

Frannie wrote:

I got a short note from Jenny yesterday (Wllness/Chipster) The wedding is two months from yesterday. She is happy, well and busy and says hello to everyone

That pic really nice the boy is so cute

I bet Jenny is ready to burst

Me loon Im ok thanks

Novia is such and sweetheart

[bogie 0]

will be right back Im off to hunt a wabbit down with wish

[Zoonie 0]

I just got two eggs, thanks Mark and BG - both more duplicates - this is driving me absolutely CRAZY!

[Toulouse 0]

*starving*

be back later, going to eat now

[Frannie 0]

sitting here trying to figure out how to go downstairs and sew and not have the dog follow me. She is on exercise restriction and not allowed to do stairs

[Toulouse 0]

I'll ask Mom to publish one just for you

[Cblu 0]

Argh... I took forever to get ready...

See you all later this evening.

[Wish Fairy 0]

Gill............I've found him ..............gonna post when you're ready :-)

[Zoonie 0]

Frannie wrote:

sitting here trying to figure out how to go downstairs and sew and not have the dog follow me. She is on exercise restriction and not allowed to do stairs

You need a fireman's pole

Toulouse wrote:

I'll ask Mom to publish one just for you

Thanks BG

I'm going to publish him NOW

Cblu wrote:

Argh... I took forever to get ready...

See you all later this evening.

See you Leo, have a good day x

[Frannie 0]

all i need is the rainbow one.. not even collecting for Mark,nor any free gifts for him. Makes the visits go MUCh faster

[bogie 0]

normally he's camping out at boogies but I cannot find him today perhaps boubie finally got that rabbit with the club and hook When I do find him I will be listing it for 4 peoples eyes only as you are the people that are still looking to complete your collections, so even if its hours after claim it

[Wish Fairy 0]

Gill I think I managed to set my wall post only for you - check it out.

Frannie - I love the pic you took of Misha and WIsh in the cinema room - I think the rooms a bit bare though - what could I add do you think ?

[bogie 0]

posted an egg

[bogie 0]

and again

[bogie 0]

I wish it would save the settings I have to do it manually every time

[Frannie 0]

omg omg omg! I got the rainbow egg!!!!!!!!!!!!!! thanks for the post Nicky smoooooooooooch

[Zoonie 0]

Thanks Boogs, I have trouble getting to your page, as I always start to type Boogie in the search box

Wish, for some reason it always seems to say that all your eggs are gone, it's bizarre.

Chup posted one for me, but that was also a duplicate (he's Rainy Island Boy at the moment btw)

[Wish Fairy 0]

Oh well, I am an egg failure :-(

Sorry

[Frannie 0]

now I'll have to put the cabinet back up. Got so frustrated with it I took it down yesterday!

back in a few

[inu-kijo 0]

ok i just now made it home.

Gill to answer your questions gonna cost a LEAST 2 Gs to fix it.

I do not think there are any loan places that can help me out.

My job doesnt do cash advances (i work for indians.....)

the shop wont make payment plans with me, but they might b able to work with me over like a month or something.... I need to talk to them about it later.

[Zoonie 0]

Aaagh, fabulous Frannie, what a nice satisfying feeling

Thanks for trying Boogs, despite claiming both, it only let me have one off you and it was a duplicate too.
Hideeni really hates me

EDIT

Whoot, I just found the gold egg - Marie had posted earlier (Cogsy)

[bogie 0]

posted egg again