Basically, I have no idea what to do about my next bike or full test, Ive spoken to Chad he thinks the best idea is for me to sell or swap my 125 for a geared 50cc then when it comes to doing my test and I pass (fingers crossed) I only need to worry about insuring a bandit which is £491 a year. My dad on the other hand, thinks that I should keep the 125 for one year Which will cost £490 a year to insure, then do my full test and then buy a bandit and insure that. Whats the best way to go about this guys ? Im really stuck on what to do lol.