Remember safety first and remember to invest wisely. The 30k+ Viva money for me 10000x better if you buy old but safety car. Can get better enjoyment and comfortable too. Like Peugeot 405(10k), Volvo V70 T5 or 850 T5(big turbo) for 35k, Citroen C5 ( 5 star safety - 40k new 160k ), 4 x 4 like Pajero or Defender and lots lots of cheap fun safety car. Don't scared with maintenance cost. I own Saga(still keep) and Wira(sold), 405(sold),Accord Hatchback(sold), Cefiro A31(sold). For maintenance 405 is cheaper than Wira. Accord (old 88) and A31 is more expensive and comparable to my current Focus NCAP 5 star. Wira for me is just 15-20% cheaper than my Focus and Lynx even you source yourself the part.The formula is don't send and ask mechanic to replace the part. Search yourself and save millions. Petrol is just relatively is 20% more but with safety and sorry first in mind 20% IS NOTHING.